FINA fiscalization for Croatian invoicing

Apollo fiscalizes your cash and card invoices with FINA in real time, for B2C and B2B, and prints the required codes and a HUB3 payment barcode on each invoice.

  • Every invoice subject to fiscalization is verified with FINA in real time
  • JIR, ZKI and a QR code are printed directly on the invoice
  • A HUB3 payment barcode makes it easier for customers to pay

JIR, ZKI, and real-time fiscalization

Fiscalization applies to invoices paid in cash, by card, or by similar means, for consumers and businesses alike. Apollo runs it in the background when you issue the invoice. Invoices paid by bank transfer are not fiscalized.

1

JIR and ZKI

The unique invoice identifier (JIR) and the issuer's protection code (ZKI) are printed on every invoice.

2

QR code

A verification QR code is added to the invoice PDF automatically.

3

Recipient OIB for B2B

For B2B invoices, Apollo records the recipient's OIB (tax number), as the regulations require.

Numbering per device, per premise, or unified

Fiscalization requires registered premises and devices, with consistent invoice numbering.

1

Per-device and per-premise numbering

Each device and business premise can have its own numbering sequence, as the regulations require.

2

Unified numbering

Running several locations? You can also use one numbering sequence across all of them.

3

HUB3 payment barcode

Customers pay by scanning a HUB3 barcode instead of typing in payment details.

Apollo automates fiscalization; your business remains responsible for correct tax settings.

FINA fiscalization questions

What businesses ask before turning on fiscalization.

What is OIB primatelja računa (recipient OIB)?

It's the recipient's tax number, which the regulations require on B2B invoices. Apollo records it on every fiscalized B2B invoice.

Do I need fiscalization for B2B invoices too?

If the B2B invoice is settled in cash or by card, yes — with the recipient's OIB recorded. Invoices paid by bank transfer are not subject to fiscalization.

Is HUB3 QR included?

Yes. Apollo adds a HUB3 payment barcode to the invoice, so customers can pay by scanning it.

Is e-invoicing to the government included?

Not yet. Apollo supports FINA fiscalization and Peppol/UBL e-invoices to business customers. E-invoicing to the Croatian state system is not part of this page.

Fiscalization, handled in the background

Issue invoices as usual — Apollo handles FINA fiscalization and the required codes.